Cynthia Lanciloti - Kraft Fine Homes | Newton, MA Real Estate, Waltham, MA Real Estate


Your credit score can play a major role in your ability to get the financing that you need to buy a house. As such, you'll want to do everything possible to improve your credit score before you enter the real estate market.

Now, let's take a look at three quick, easy ways to boost your credit score.

1. Pay Off Debt As Quickly As Possible

Get a copy of your credit report from each of the three credit reporting bureaus (Equifax, Experian and TransUnion). You are entitled to one free copy of your credit report annually from each credit reporting bureau, and you should take advantage of this perk so that you can learn about your outstanding debt.

If you have lots of outstanding debt, you'll want to start paying this off as quickly as possible. Because the less debt that you have, the more likely it becomes that you can get a favorable mortgage from a credit union or bank.

Don't wait to begin paying off outstanding debt. If you pay off even a small portion of your outstanding debt regularly, you can move closer to getting the financing that you need to acquire a terrific house.

2. Avoid New Credit Cards

A low credit score can be worrisome, and it may cause you to consider a variety of options to manage outstanding debt. However, if your credit score is low, there is no need to take out additional credit cards.

New credit cards may seem like viable short-term options to help you cover various expenses while you pay off assorted outstanding debt. But these cards are unlikely to help you resolve the biggest problem – paying off your outstanding debt to bolster your credit score.

Instead of signing up for new credit cards, it often helps to cut back on non-essential bills. For instance, if you don't need cable, you may be able to eliminate this expense and use the money that you save to pay off outstanding debt. Or, if you have first-rate items that you don't need, you may want to sell these items and use the profits to pay off myriad bills.

3. Keep Your Credit Card Balances Low

Once you have paid off your outstanding debt, you'll want to keep your credit card balances low.

It often helps to have one credit card that you can use in emergencies. If you keep one credit card and get rid of any others, you may be better equipped than ever before to maintain a high credit score.

Lastly, if you require additional assistance as you prepare to kick off a home search, you may want to work with a real estate agent. This housing market professional can help you narrow your home search to residences that fall within a specific price range. That way, you can avoid the risk of spending too much to acquire a house.

Increase your credit score – use the aforementioned tips, and you can raise your credit score before you launch a home search.



Newton, MA 02465

Rental

$3,000
Price

7
Rooms
3
Beds
3
Baths
Gorgeous apartment renovated like the owners were moving in themselves! Spacious kitchen with upgraded cabinets, stainless steel appliances and granite counter tops. Two of the three bedrooms have private bathrooms. Hardwood flooring throughout except bathrooms and laundry area. Loads of natural light and room sizes that can accommodate large furniture. Washer and dryer comes in the unit. Conveniently located just outside West Newton Square with easy access to West Newton Common Playground, Dolan's Pond conservation area, express bus to downtown Boston, commuter rail to South Station and area amenities which include CVS, restaurants, cafes, movie theater, banks, hair and nail salons. Parking available for 3 cars. No pets or smokers.
Open House
No scheduled Open Houses

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Newton, MA 02458

Rental

$1,700
Price

4
Rooms
1
Beds
1
Baths
Unique rental for anyone looking for something out of the ordinary!! Enjoy a quaint 1 bedroom single family home on a lightly traveled side street in Newton. Unit offers a versatile floor plan that allows you the opportunity to have your bedroom upstairs in the loft with skylights or downstairs on the main level. Full bathroom also has a washing machine and dryer. Generous size mudroom provides a nice storage area. Parking for 1 car only!!! No pets or smokers allowed. Private back yard area for this unit only. Location is close Nonantum Village with a variety of specialty shops, banks and cafes. Bike path along the Charles River is also a short distance. Public transportation is available at the top of Dalby Street via bus into Watertown Square and beyond. Renovations are being completed by the landlord now and unit will be available.
Open House
No scheduled Open Houses

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An engaging home listing can play a key role in your ability to sell your house. If your listing hits the mark with potential buyers, the likelihood increases that buyers will set up showings to view your residence. And as a result, it may be only a matter of time before you receive multiple offers to purchase your house.

Ultimately, creating an engaging home listing can be simple – here are three tips to help you craft an effective listing for your residence.

1. Provide Accurate Information About Your Home

A home listing often introduces a buyer to a house. If a listing includes accurate information about a residence, a buyer may be inclined to check out a particular house sooner rather than later.

Remember, it is your duty as a home seller to help a buyer make an informed decision about whether to pursue your residence. If you include accurate information about your house's age and condition in your listing, you can make it easy for a homebuyer to determine whether your residence is the right choice based on his or her individual needs.

2. Include High-Resolution Photos of Your Home

An engaging home listing includes lots of relevant information about a home. At the same time, this listing should feature plenty of high-resolution photos that showcase the true size and beauty of each room of your residence.

If possible, take photographs that can help buyers envision what it is like to walk through your house. You may want to clean your home from top to bottom and remove clutter before you take these photos as well.

For those who want extra help with real estate photography, you can always hire a professional photographer. Because if you have a real estate photographer at your side, you can reap the benefits of top-notch photographs that can be incorporated into your home listing.

3. Keep Your Home Listing Simple

There is no need to use big words or complex phrases to try to differentiate your home listing from others. Instead, keep things simple, and homebuyers can decide for themselves whether to move forward with a home showing.

Lastly, if you need help crafting an engaging home listing, you can always reach out to a real estate agent for assistance. This housing market professional can provide expert guidance throughout the home selling journey and ensure you can achieve the optimal results.

A real estate agent will learn about your home and help you put together an informative home listing. He or she also will set up home showings and open house events to promote your residence to prospective buyers. And if you receive an offer to purchase your house, a real estate agent can help you review this proposal and determine the best course of action.

Ready to add your house to the real estate market? Use the aforementioned tips, and you can create an engaging listing to help your house stand out to dozens of potential buyers.


This Single-Family in Milford, MA recently sold for $357,500. This Split Entry style home was sold by Cynthia Lanciloti - Kraft Fine Homes.


Milford, MA 01757

Single-Family

$350,000
Price
$357,500
Sale Price

9
Rooms
3
Beds
1/1
Full/Half Baths
Welcome to the neighborhood! Come see this fantastic updated home in a wonderful neighborhood setting with large level fenced yard. Newer Granite and Stainless Open Plan Kitchen with center island breakfast bar flows seamlessly to the formal dining room. Hardwood floors gleam on the entire first floor including the king sized master bedroom and Living room with wood burning fireplace. Both baths are updated, each with granite and one with double sinks. Lower level has a bright family room, home office set up, half bath, laundry and 4th bedroom option. Close to schools. Town water and sewer, newer heating system, Central A/C and one car garage.

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